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Understanding retirement

We can help you understand what’s holding you back, and give you a new perspective on retirement readiness.

Saving for retirement is smart. So why do we find it so hard to start?

The answer may be all in your head. New research identifies five common human behaviors that can get in the way of planning for your financial future. The key to overcoming them is understanding them.

Learn more: Take the Attitudes Quiz

The Longevity Disconnect I might live how long?

When it comes to preparing for the future, thinking about your future self can be the hardest part. Find out how the way you look at longevity can change everything.

VideoYour retirement

It can be hard to imagine ourselves far in the future. But the more we think about it, the better we'll be able to prepare.

Watch the video: Get to Know the Older You

ToolsMap My Retirement

Where do you want to retire? And what will your life be like? Find out how much your retirement could cost in over 300 cities, suburbs and small towns all across America.

Get started–Map My Retirement

Procrastination I‘ll do it later

It's easier to daydream about retirement than spend the time you need to plan for it. Find out how to stop putting off planning for your financial future.

ToolsProcrastination Calculator

We all procrastinate more than we’d like. So what if we stopped? Could we really accomplish more?

Try the Procrastination Calculator

ToolsProcrastination Personality Test

We worked with a procrastination expert to identify six distinct procrastination types. Discover which type you are, and find out why you may be putting things off.

Take the Procrastination Personality Test

Optimism Bias It won’t happen to me

Spending more time thinking about the good things in your future and less time imagining the bad ones can leave you overly optimistic—and unprepared for the worst.

VideoThe Optimism Bias

See what happens when we hosted a seminar to tell people about the human tendency to be overly optimistic about the future.

Watch the video: The Optimism Bias

ToolsThe Game of Odds

How good are you at assessing risk in your life? Play this game to see how prepared you really are for the unexpected.

Play The Game of Odds

Overreaction I just can’t resist

When everyone's doing something, we assume there's a good reason, and we follow along. But sometimes that gets us in trouble.

VideoEverybody’s Doing It

Our desire to fit in with the group is so strong that it can make us change our behaviors. Even when we know that the group is wrong.

Watch the video: Everybody's Doing It

ToolsTime to go with your gut?

Predicting the ups and downs of the market is trickier than you think. See why emotional reactions can hurt us in the long run.

Try to Outsmart the Market now

Impulse Control I want it now

Would you rather have $100 today or $110 two days from now? The desire for immediate gratification could have a big impact on your future.

VideoOvercoming Temptation

Temptation is everywhere. But if you can show a little restraint, you could enjoy much greater rewards in the future.

Watch the video: Overcoming Temptation

ToolsThe Auto-pay Analyzer

Try this calculator to see how automatic payment services make it easy to spend a lot of money without even realizing it.

Use the Auto-pay Analyzer tool

Pilkington North America, Inc. 401(k) Program Plan Resources & Quick Actions

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